Our Clients Are As Individual As Our Advice

At Partners Like Us, our mission is to provide clear, tailored and trustworthy financial advice. Whether addressing straightforward needs like pension planning or navigating intricate cross-border financial complexities, our advisers ensure your best interests are always at the heart of what we do.

Leveraging trusted partnerships with global tax specialists, lawyers and accountants, we deliver comprehensive solutions that address both immediate and future financial objectives. From planning your perfect retirement to navigating international financial challenges, Partners Like Us is here to guide and support you through life’s financial journey.

Key Client Solutions

Whatever your situation, we are here to help. Below are examples of how we’ve provided value to our clients:

1. Strategic Financial Planning for a Family in Spain

Mike, a long-term resident of Madrid, required comprehensive financial advice to manage significant cross-border wealth. With plans to reduce working hours and potentially relocate internationally with their family, they needed a strategy that addressed current tax obligations, future income and the efficient distribution of assets from a UK-based discretionary trust.

• • Challenges: Optimising trust distributions, mitigating wealth tax, planning income streams and cross-border family transfers.
  • Approach: Trust distribution strategies, tax-efficient business restructuring and collaboration with Spanish tax experts.
  • Outcome: Significant tax savings, optimised income and wealth distribution plans.

2. Transitioning a UK Business Owner to Retirement in Portugal

Stuart and Lisa are successful UK-based business owners, they needed advice as they planned to retire and relocate to Portugal permanently. Their aim was to benefit from Portugal’s Non-Habitual Residency (NHR) regime while minimising their tax liabilities on business, pensions and investments during retirement.

• • Challenges: Securing NHR benefits, aligning investments, restructuring business and planning pensions.
  • Approach: Coordinated applications for NHR, pension transfers and investment structuring aligned with Portuguese laws.
  • Outcome: The client enjoys a tax-efficient retirement, complying with UK and Portuguese regulations.

3. Estate Planning for Retired Business Owners in France

Alex and Charlotte are a retired couple residing in France who required our support to optimise the management of their diverse assets and address estate planning challenges. They own a large vineyard in Bordeaux through a UK business, hold substantial offshore assets, in France and South Africa, and were navigating the complexities of a second marriage with children from previous relationships.

1. • Challenges: Tax risks under French succession laws, inefficient pension withdrawals and upcoming legislative changes.
   • Approach: Insurance contracts, legal clauses to override Napoleonic laws and coordinated cross-border planning.
   • Outcome: Significant lifetime tax savings and estate protection aligned with the clients’ wishes.

4. Business Establishment in the UAE

We supported Phil, a UK-based business owner in relocating to the UAE by obtaining an Investor Visa through the establishment of a free zone business. Phil was keen to take advantage of Dubai’s favourable tax environment while ensuring that their assets and financial structures remained flexible, given the possibility of returning to the UK in the future.

1. • Challenges: Structuring UAE operations for tax efficiency, reducing UK tax exposure and maintaining flexibility for repatriation.
   • Approach: Establishing a UAE free-zone business, strategic timing of asset sales and cautious handling of UK wrappers like ISAs.
   • Outcome: Secured UAE residency, optimised tax positions and a long-term repatriation strategy.

Success Metrics

• Tax Optimisation: Across jurisdictions, clients benefit from structured approaches reducing income tax, inheritance tax (IHT) and wealth tax liabilities.
• Regulatory Compliance: By leveraging local and international specialists, Partners Like Us ensures compliance with evolving tax and residency laws.
• Estate Protection: Our team implement strategies to structure wealth appropriately, always prioritising family-focused planning to safeguard multi-jurisdictional wealth.

Why Partners Like Us Stands Out

• Tailored Advice: Solutions designed to fit unique financial circumstances.
• Global Network: Access to trusted tax, legal and financial partners.
• Proactive Strategies: Anticipation of legislative changes to future-proof client wealth.

This case study portfolio demonstrates Partners Like Us’ ability to provide guidance in navigating complex financial landscapes, supporting clients in managing their wealth and achieving financial objectives across jurisdictions. These case studies are provided as illustrative examples and do not guarantee specific outcomes or performance.